Should You Dispute a Credit Card Debt?
When a collection agency contacts you regarding a debt, you can dispute the ownership of the debt. Once the collection agency receives your dispute, they have to stop contacting you until they can verify the debt. Be sure to dispute the information …
What Should I Do If I Have Debt in Collections?
If you have a debt in collections, you have a few options for paying it off. Option 1. Pay the Debt in Full The easiest way to get a debt collector off your back is by paying the debt in full. Make …
3 Step On How To Find A Debt Collector
In case you’re wondering whether you have a debt caught up in collections or not, here’s how you find out: Take a look at your credit report: Your free credit report will show you anything that’s in collections. See if a credit …
What Does Defaulting on a Loan Mean?
When you default on a loan that means you have stopped making payments on that loan for a certain period of time. If you’re dealing with a student loan that means you’ve stopped for 270 straight days. This is considered defaulting. …
Best 2 Places To Get A Loan From
If you need to borrow money, you can go to a place like a bank or a credit union. You will have to fill out an application and from there, they will check your credit history. When they look at your credit …
What To Do If You’re Denied A Loan
If you’re denied for a loan from a bank or credit union, you may need to consider what you’re buying for. You may have to go for something smaller. You may also want to use a credit card to get it, if …
Car Title Loans: 101
Have you ever heard of car title loans? A car title loan is a loan you take out for a small amount of money and for a short period of time. Simply find a lender who does car title loans and give …
5 Things To Look Out For Before Getting A Car Title Loan
A car title loan is a loan you take out for a small amount of money and for a short period of time. Before getting one, there are things you must consider: Can you get a loan from a bank or credit …
How To Get Credit For The First Time
Are you looking to build your credit history? In order to do so, you will need to pay bills that are included in a credit report. That could include: Some utility bills (especially if you ask that they report it to the …
What Happens When You Can’t Pay A Lender Back
Yikes! So, you’ve borrowed money and now you’re unable to pay it back. Plenty of people fall into this situation. If you happen to do it with a payday loan, you simply borrow the money for 2 more weeks. This is called …
