What is an APR?
Whenever you are about to use a payday loan, there is an APR involved. An APR is the annual percentage rate. This is how much the money is going to cost you to borrow for one year. For cash advances, APRs are …
Should People In The Military Get Pay Day Loans?
Regardless if you’re a civilian or in the military, sometimes unexpected money situations come up. If you happen to be in the military, there are things you should consider before getting a pay day loan. Here are a few alternatives: Army Emergency …
How To Choose A Pay Day Loan Company
Even though you may feel like you’re in a desperate situation, you’re not. When you get ready to borrow money for a pay day loan, you have options. There are plenty of companies out there searching for your business. Your just is …
What Military People Need To Know About Pay Day Loans
If you are in the military and you want to get a pay day loan, there are laws in place to protect you and your dependents. For example, there’s a limit on the amount of interest rate on payday loans. Also, lenders …
Most People Never Try This Alternative To Pay Day Loans
Pay day loans are normally used when people are strapped for cash. They are not advised because they cost so much and must be paid back in a very short period of time. There is an option to pay day loans that …
Payday Loans 101: What is it?
A payday loan or a cash advance loan is a loan you can take out for a short period of time. Just like any other loan, you pay a fee to borrow the money. The big difference is it must be paid …
What is interest?
If you’ve ever borrowed money before, you may have heard of interest rates. The interest rate is what you pay for using someone else’s money. This is in addition to what you borrowed. You may be charged interest on a credit …
How To Join A Credit Union?
Many people are switching from banks and trying out credit unions. The reason is that credit unions usually have more benefits than banks do and some people say that credit unions are more hospitable. Anyone can join a credit union but the …
Which is Better For You – Debt Snowball or Avalanche?
Debt avalanche is a debt repayment strategy where you pay off your balances with the highest interest rates first. Debt snowball allows you to focus on smaller debts to get them out of the way, so you can focus on larger ones. …
How Does Debt Avalanche Work?
Debt Avalanche is a debt repayment strategy that involves you paying off your balances with the highest interest rates first. This strategy saves you money and time in the long run. Because interest rates eat at your pockets, the sooner you can …