A Quick Way To Raise Your Credit Score

If your credit score is in the dumps, one of the fastest ways to get it out is by paying your credit balances down to at least 20%. This will immediately help raise your credit score because now your usage has been decreased.

So for example, say you have a $1000 balance on your credit card. If you want to boost your score fast, find a way to get it down to at least $200. That way your usage is at 20%.