3 Alternatives Before Using a Debt Settlement Company
A debt settlement company may not be the way to go for you. Here are other alternatives that you may want to use: Negotiate with the creditors on your own: You can easily call the creditor and try to negotiate your debt …
A Debt Settlement Company Can Help You Prevent Personal Bankruptcy and Reduce Debt
A debt settlement company can help you in many ways. For Instance, they can help you prevent personal bankruptcy. If you can successfully settle your debts, you might be able to avoid filing for bankruptcy. They can also help you to know …
3 Ways a Debt Settlement Company Can Help You
Do you think you need help from a debt settlement company? A debt settlement company is a company that negotiates with creditors to accept a lump sum payment that is less than the debt balance owed. Here’s how they can help you: …
How To Get Out Of Student Loan Default
Student loan default doesn’t have to be scary. There are ways to get out of it. 1 – Pay back the full amount. You can either pay back the loan in full or set up a repayment for full payback. 2 – …
Getting Out of Student Loan Default
Are you ready to get out of student loan default? Whether you have private student loans, or others, be sure to read about the consequences of defaulting on your student loan. There may be ways you can set up a repayment model …
Repercussions For Defaulting On A Student Loan
Defaulting on a student loan means you’ve stopped paying the loan for a certain period of time. Here’s what happens when you default on a loan: It could damage your credit score. This damage will stay on your credit report for 7 …
Can a Debt Collection Agency Take You to Court?
Some people wonder whether or not they can go to jail for not paying a debt. Well, the short answer is no. But, a debt collection agency can take you to court over what you owe. If the court rules the debt …
How Do Debt Collection Agencies Work?
If you’ve ever been contacted by a debt collection agency, you’re probably wondering how it works. Debt collection agencies are companies that make money by collecting delinquent debts. They act on behalf of the original creditor with the goal of recovering the …
Know Your Rights When Disputing A Credit Card Debt
If you want to dispute a credit card debt, you have the right to do so. When disputing a debt, know that the agency is required to provide you with the following information within 5 days: The amount you owe. The creditor’s …
Should You Pay a Debt In Full From A Collection Agency?
When contacted by a collection agency regarding a credit card debt, you have the option of paying it in full, or dividing the payments up. If you want to pay it in full, and have the financial means to do it, then …