Don’t Fall for these Credit Score Myths
Your credit score is incredibly important to your financial health, so it’s essential to know what impacts it – and what doesn’t. Unfortunately, the internet is full of misconceptions that can end up hurting your finances. Check out these common credit score …
7 Ways to Repair a Poor Credit Score Fast
A low credit score can hold you back from accomplishing your goals. Luckily, you may be able to raise you score by 100 points or more by following these seven tips. The best part is these changes can make a positive impact …
Simple Ways To Get Your Credit Back On Track
If your credit is in the dumps and you really want to improve it, there are simple things you can do to pull it out of the dumps. First, take a look at your credit report. Check for any errors or things …
Why Placing A Freeze On Your Credit Report Isn’t Hard To Do
If you want to place a freeze on your credit report, it’s a good idea. With identity thieves lurking around, you never know when your score can be ruined all due to some hiccup. All you have to do is contact the …
How to Lift A Credit Freeze
When and if you ever decide to place a freeze on your credit report, lifting the freeze off can be just as easy. When you place the freeze on your credit report, you will be given a special number/ pin. You will …
Ways To Keep Your Credit Freeze Pin Safe
If you’ve placed a freeze on your credit report and are afraid of losing your pin, you aren’t alone. Some people are really good at keeping up with things while others aren’t. In the event you want to put a freeze on …
When to Consider Fraud Alert
A fraud alert is another free option to consider in addition to a freeze. With a fraud alert, your credit report is flagged, and creditors and lenders must take added steps to verify your identity. According to the FTC, you can provide …
What is Extended Fraud Alert
If your identity has ever been stolen, then you know how frustrating and time consuming it can be to get it fixed. There are ways you can fix it long term, for instance, by placing a extended fraud alert on the account. …
What is Initial Fraud Alert
The next best thing to having a credit freeze is an initial fraud alert on your account. An initial fraud alert is good to have in cases where you don’t want to ever be a victim of identity fraud. This is a …
What Is Active Duty Military Alert
If you’re in the military and want to protect your credit while deployed, you should look into getting the Active Duty Military alert. It’s a feature that will protect your credit while deployed for up to one year. Here’s how it works, …