One of The Scariest Reasons People Go Into Credit Card Debt
Most people assume that when a person goes into credit card debt it’s because they are overspending on lavish stuff. While that may be true to some extent, it’s not true for everyone. Some people end up in credit card debt due …
Should You Use Credit Cards If You Lose Your Job?
If you suddenly lose your job and don’t have enough backup savings to carry you through until you find another job, that can be a scary thing. But, should you go into credit card debt without a means of paying back? Many …
One of the Worst, Yet Most Common Reasons People Get Into Credit Card Debt
It’s no secret that millions of Americans are drowning in Credit Card debt. You may not believe, however, what’s one of the main causes of that debt…weddings. Yes! In the attempt to create a fairy-tale wedding, couples nowadays are diving into deep …
How The Rise of Credit Card Access Is Driving More Debt
There are plenty of reasons why so many Americans are sinking deeper and deeper into credit card debt. It’s because more people now have access to lines of credit than ever before. More banks and credit card companies are offering credit cards …
What to Consider Before Getting A Secured Credit Card
Secured credit cards are usually for people who are unable to get a regular credit card. These kinds of cards are a great way to build up credit. Before you apply for a card, find out these things: Look for a company …
What to Do If You’re Having Trouble Getting A Credit Card
If you’re in the market for a credit card, but are unable to get one solely based on credit, there are other alternatives. You can get a secured credit card. These kind of credit cards let you deposit money with the company. …
Should You Pay A Credit Card Off Every Month?
With credit cards, you have the option of paying the bill off every month. If you do, there’s a chance you won’t have to pay any interest. This also makes having credit beneficial for you. If you decide to pay the minimum …
How To Use A Credit Card
Using your credit card is like getting a loan. When you use your credit card to buy something, you are borrowing money. Some people use a credit card to buy things they cannot afford right now. Some people use a credit card …
How To Compare Credit Cards
There are tons of credit cards out there that offer different deals. Before getting one, be sure to find out these things: The annual fee:This is the amount you pay for using the card each year. The APR:APR means annual percentage rate. …
How To Get A Credit Card
If you’d like to get a credit card, you will have to apply for it. You may get offers in mail saying that you’re prequalified, but you’ll still have to go through the process of getting approved. The company you apply will …
