Mistakes People Make With Credit Card Balance Transfers
There are 2 big mistakes people make when doing a balance transfer: 1 – They don’t leave the old card open. Just because you moved the balance to a new card doesn’t mean you close the old card. You want to keep …
What is Card Churning?
Card churning is a cool way to soak up tons of credit card perks. Usually, the person signs up for multiple credit cards. The kind with multiple perks and then only use them for as long as the perk available. As soon …
Easy Steps To Finding the Perfect Rewards Card: Part 2
If you’re looking for a rewards credit card that’s right for you, follow the steps below. In part 1, we covered that you should immediately cross off your list, non-rewards cards and cards without sign up bonuses. Take a look at the …
Easy Steps To Find The Perfect Rewards Card: Part 1
Rewards cards are the best. They can provide you with all kinds of benefits including free travel perks and hotel stay. To find the best card for you, follow these 5 steps: 1 – Cross non- rewards cards off your list. You …
2 Ways To Use Your Good Credit
If you have good credit, you may be wondering how to make this work for you in other ways besides just getting a mortgage. There are plenty of ways you can make your good credit work for you: For one, you can …
What is Piggybacking?
In the credit world, piggybacking is when you allow someone with poor or average credit be listed as an authorize user on your credit card account in order to help them improve their credit. If you have a high credit score, you …
A Quick Way To Raise Your Credit Score
If your credit score is in the dumps, one of the fastest ways to get it out is by paying your credit balances down to at least 20%. This will immediately help raise your credit score because now your usage has been …
Misunderstood Credit Terms: Part 2
Whether you’re new or seasoned to credit, it’s important to know common terms in the credit world. From APR to credit utilization, not knowing what these terms mean could cost you big time later. Check them out: Hard Inquiry. A hard inquiry …
Poor Financial Knowledge Leads To These Credit Card Mistakes
If you don’t know how to manage credit cards responsibly, you run the risk of making a lot of mistakes with them. For instance, charging up your accounts. The goal is not to spend everything that’s on the card. You should keep …
How The Rise of Credit Card Access Is Driving More Debt
There are plenty of reasons why so many Americans are sinking deeper and deeper into credit card debt. It’s because more people now have access to lines of credit than ever before. More banks and credit card companies are offering credit cards …
